HoneyBook Finance has really helped me set aside money for expenses and savings which has improved my financial well-being.
Clinton W.
Artist
HoneyBook Finance
Manage your money
where you manage your business.
Earn, spend, save, and monitor your money with business checking and financial tools built right into HoneyBook.1
No credit card required
$23B+
in projects booked through HoneyBook.
7M+
invoices paid on
HoneyBook.
28M+
client relationships built on HoneyBook.
honeybook balance
Smart, simple, insightful—
it’s everything a business checking account should be.
Access funds faster
Get client payments deposited instantly—at no extra charge.
Spend, track, and save
Make purchases, monitor expenses, and automate savings.
Gain insights along the way
Use data to plan ahead and run your business with confidence.
See what your money is doing.
Easily track your business performance with your revenue, expenses, and account balances in one view.
Put your savings on autopilot.
Set aside a percentage of each client payment to save for the things you want and need—like taxes, expenses, marketing, or a little bonus for yourself. You deserve it.
Spend your way—in person or digitally.
Track expenses by project, calculate profitability, and make informed decisions with the HoneyBook VISA debit card built for small business.
Get the funds to make things possible.
HoneyBook Capital provides flat-fee, no-interest loans to invest in anything your business needs to succeed. Repay with a percent of future payments through HoneyBook.3
HoneyBook Finance FAQs
Where can I use the HoneyBook Visa® debit card?
Anywhere Visa is accepted.
Is HoneyBook a bank?
HoneyBook is a financial technology company, not a bank. Banking services are provided by Lincoln Savings Bank, Member FDIC.
Who issues the HoneyBook Visa® debit card?
The HoneyBook VISA debit card is issued by Lincoln Savings Bank, Member FDIC.
How much does HoneyBook Finance cost?
HoneyBook Finance is available at no extra cost to eligible HoneyBook subscribers.
What is HoneyBook Balance?
HoneyBook Balance is what we call the business checking account that gives members access and the HoneyBook Visa® debit card and other features. HoneyBook Balance an optional layer to HoneyBook Finance that gives you even more control and visibility into your cashflow.
Who can open a business checking account through HoneyBook?
The HoneyBook Balance business checking account is only available to a select group of pre-qualified members. HoneyBook Balance takes about 10 minutes to set up and is included in your HoneyBook plan. You must meet specific eligibility criteria to access certain features. No credit check is required to apply if a member is eligible.
What is HoneyBook Capital?
HoneyBook Capital gives members access to no-interest loans that are repaid automatically as a percentage of future client payments.
How do loans work through HoneyBook Capital?
You just apply and select the amount you need. Once approved, funds get deposited into your bank account. Then you automatically repay the amount from future client payments processed through HoneyBook
What does it cost to take a loan from HoneyBook Capital?
You only pay a flat fee—with no interest rates—so you know exactly what you owe from day one. That flat fee depends on the amount you borrow.
Does applying for a loan through HoneyBook Capital affect my credit score?
Nope. Applying for a HoneyBook Capital loan is what credit reporting agencies call a “soft inquiry” or “soft pull,” which don’t impact your credit score.
