18 Passive Income Apps for Making Extra Cash on the Side in 2022

With so many passive income apps out there, how do you know which ones are worthwhile? We did the research for you and are sharing the top 18.

Woman on phone using passive income apps

Passive income apps can be a great way to make extra money on the side of your day job or for a little boost to your own business.

But with so many passive income apps out there, how can you know which ones are worthwhile and which ones are a waste of time?

Today, we’ve compiled an extensive list of tried and tested passive income apps that actually work. Give a few a try and slowly add more as you get more comfortable. 

There’s always something new to learn when it comes to passive income.

A note about “passive income”:

Because passive income is such a buzzword these days, it seems only right to provide a small caveat about what we mean when we say “passive income apps.”

Most likely, none of the apps in this list will make you a millionaire overnight with no effort.

While many people use the word “passive income” to describe a wide spectrum of potential revenue sources, in this article, we’ll stick to apps that can generate extra income from activities you’re presumably already doing on a regular basis (creating, driving, shopping, using your phone, etc.).

While not all of these passive income apps are 100% passive, they all require minimal work and, over time, can supplement your income very nicely. 

Another important note before we get started: if you are struggling to get paid for your services in a timely manner, use online invoices and online contracts. The easier you make it for others to pay you, the quicker they’ll do it!

Learning more about passive income

If you’d like to learn more about mastering passive income streams, you should download our free ultimate guide to passive income.

Also: Did you know that here at HoneyBook, we’ll pay you passive income every time someone signs up for a new HoneyBook account on your recommendation? You can learn more about making passive income with HoneyBook here.

The best passive income apps to make extra cash on the side:

1. Survey Junkie

One of the quickest and easiest ways to make some extra money to add to your bank account without a lot of extra time or effort is to take online surveys.

Passive income apps like Survey Junkie connect users (you) with companies that need research data from potential or past customers. Often, surveys take less than a couple minutes, allowing you to start earning during down-time throughout your day.

2. Google Opinion Rewards

The Google Opinion Rewards App is another way to make a little extra money. The payouts come in the form of Google Play Store credits where you can buy books, movies, apps, and more.

What’s great about this passive income app is you’re sent surveys based on places you go, apps you use, videos you watch, or things you ask Google Assistant. 

Since you’re doing all these things anyway, you can start earning a little extra money by sharing your opinion with Google (and their partner companies).

3. Creative Market

If you’re a creative person, a little upfront work can pay out huge long-term dividends with sites like Creative Market.

Learning how to make money on Creative Market can take time, but if you’re already creating artistic elements for your work or hobby on a daily basis, why not upload them to the platform for a reasonable price and start generating some passive income?

Creative Market works well for designers, illustrators, photographers, and other visual creatives.

4. Society 6

Another great way to make passive income is to sign up for an app like Society 6 where you can license your work for extra revenue.

In essence, licensing your work means you create it once and then sell customers the right to use your work in certain settings. While licensing fees are not usually very high, they can most definitely add up over time.

5. Fluz

If you’re looking for passive income apps that help you save money by getting it back on purchases you would have made anyway, then you should start by checking out Fluz.

Fluz is a cash-back passive income app that rewards you for shopping at certain retailers. 

But what makes Fluz super-cool is the “network” element. When you get friends to join Fluz, you get cashback when they make a purchase too. And if they invite friends, you’ll get cashback from those strangers’ purchases as well. Not bad!

6. Swagbucks

If you spend a lot of time shopping online or doing anything on the Internet, then you could be missing out on free money from the passive income app Swagbucks

Swagbucks pays you to do stuff you were already planning to do anyway: shopping on Amazon, watching videos on YouTube, and lots more.

Then, once you’ve built up enough swagbucks to cash them in, earn rewards by trading for gift cards to your favorite retailers or cash via PayPal.

7. Fiverr

If you’re willing to do small tasks on a regular basis, Fiverr may be one of the passive income apps to check out.

Sites like Fiverr allow users to offer services to customers at a standard price. When customers search the large site and find your services, you complete the work and get paid.

The trick to make passive income and start earning with Fiverr is to sell tasks that can be easily repeated with minimal effort.

8. Instacart

If it’s your job to pick up groceries for your roommates, family, or significant other, why not make a little extra when you take those trips to the store?

With the Instacart App, users can request grocery delivery from local stores. When they do, the app notifies you and you pick up your neighbor’s groceries while you’re out getting yours anyway.

Instacart splits the fee with you once you deliver the goods—a win-win for you and your neighbor too.

9. Ibotta

Another way to start earning passive income through cash-back rewards is to sign up for Ibotta. With passive income apps like Ibotta, you search through their coupons and offers before you shop, identifying items you were going to buy anyway.

Then, you use the Ibotta app to make those purchases and you’ll receive cash-back almost instantly. Plus, you can earn rewards and get an immediate $20 welcome bonus just for using the app.

10. Fundrise

Of course, we can’t create a list of quality passive income apps without diving into the world of real estate, right?

As one of the original and purest forms of passive income, real estate is as alive as ever—despite the digital world that envelops us on a daily basis.

But to start investing in real estate can seem overwhelming and expensive—which is why there’s Fundrise.

Fundrise pools users’ funds to raise money for large real estate investments around the world allowing you to invest in a low-cost, diversified investment portfolio of real estate.

11. Robinhood

In addition to experimenting with real estate, you may want to explore passive income apps in the stock trading sector.

There are dozens of quality stock trading apps to choose from, but Robinhood stands out as one that makes trading easy for beginners.

If you want to try generating passive income from the stock market, start slow, set stop limits (to lower risk of loss) and be smart about it. If you’re not greedy, you can earn a fair amount of passive income over time through micro investing apps like Robinhood. Micro investing apps allow users to invest and save money in small amounts, which usually makes saving easy.

12. Honeygain

Here’s one of the most creative and simple passive income apps I’ve found in a long time: it’s called Honeygain and it relies on “sharing internet” to bring you passive income.

What does that mean exactly? It means you can simply install this passive income app, surf the web, and start collecting passive income right away. 

You get paid to let Honeygain take advantage of the unused traffic resources on your computer. They then sell that to data scientists and others, sharing that payout directly with you.

13. Earn Rewards

If you’ve got a lot of mouths to feed, you know that groceries can take a massive bite out of your monthly personal finance(pun intended). 

With Fetch Rewards, you can earn rewards for buying the food you already have on your shopping list.

Just download the app, shop for groceries, scan your receipt, and the app will send you rewards for purchases you were going to make anyway.

14. DoorDash

If you find yourself eating out a lot, you may want to think about signing up for food delivery passive income apps like DoorDash.

With DoorDash, you sign up to deliver takeout to people living in your city. When someone places an order, you drive to the restaurant, pick up the food, and deliver it. Then you collect a small fee.

Not 100% passive by any means, but a nice way to get paid while you’re out running errands or on your way home from work.

15. Wikibuy

If you do a lot of online shopping, you can save a ton of money with Wikibuy. While it’s not technically additional revenue in the form of passive income, it is still extra money you would have spent while shopping anyway.

The Wikibuy app is free to install and activates when you shop Amazon or other online retailers. Before checking out, it will notify you if the same product is cheaper somewhere else—saving you hundreds (or more) each year.

16. Nielsen App

Known for its famous TV and radio ratings, Nielsen is one of the leading media research companies in the world.

Once you install the Nielsen app, you just continue to use your devices as usual, while Nielsen collects data on your usage in the background. The more data they collect, the more you earn rewards.

17. Native

If you’re interested in getting paid to share your data, habits, and behavior with companies you shop with, then Native is another great option when it comes to passive income apps.

Native sends you tasks based on your location (enter a specific store, for example) and then sends you payments and rewards for taking those actions and providing feedback.

18. Neighbor

If you’ve got an unused basement, garage, or shed that’s sitting empty, then you should sign up for Neighbor, the peer-to-peer storage sharing app.

With Neighbor, people in your city pay you to store their stuff for short- or long-term periods. At half the cost of traditional storage units, it’s a win-win for both of you.

Even more passive income ideas

Naturally, this list of passive income apps only scratches the surface of what’s possible when it comes to making money via passive income. 

There are hundreds (probably thousands) of ways to make passive income—including some you’ve never even considered—so the only thing stopping you from making (or saving) a few hundred dollars each month is your own creativity and go-getter attitude. Your personal finances and bank account will thank you.

Preston Lee

Preston Lee is the founder of Millo where, for over a decade, he and his team have been helping people escape their desk jobs by starting a blog, becoming a freelancer or building a side-hustle.